Independent loan matching

The calmer way to find the right loan

SearchToLoan introduces you to a hand-picked panel of trusted lenders. Tell us what you need and we help you find suitable finance, free of charge and with no obligation. We match, the lender lends.

Trusted by borrowers comparing finance across the UK
Fast
2 min
to submit a request
Panel
30+
lending partners
Free
£0
cost to compare
A couple reviewing their finances together at home

How it works

Three simple steps to your loan options

SearchToLoan is the bridge between you and the lender. We introduce, the lender lends.

01

Tell us what you need

Use the calculator to choose an amount and term, then share a few details about yourself. It takes about two minutes.

02

We match your request

We compare your request against our panel of independent lenders and introduce you to those most likely to help.

03

The lender decides

A third-party lender reviews your application, runs their own checks and, if approved, makes you an offer directly. The agreement is between you and them.

Loan calculator

See what your loan could look like

Move the sliders to explore repayments. Then tell us about yourself and we will match you with lending partners. Figures are illustrative only.

£10,000
£1,000£2,000,000
36 months
6 months84 months

Estimated monthly repayment

£317.53

Rep. APR

8.9%

Total interest

£1,431

Total repayable

£11,431

Representative example: figures are based on a representative APR of 8.9% and are for illustration only. This is not a quote or an offer of credit. The actual rate, amount and term you are offered depend on the lender's assessment of your application.

Get matched with lenders

Your selected amount of £10,000 over 36 months will be sent with your request.

What type of loan do you need?

Free to use. No obligation. Checking your options will not affect your credit score.

Why SearchToLoan

A smarter way to search for a loan

We make it easy to explore finance options while being completely upfront that we connect you to lenders rather than lending to you ourselves.

One request, many lenders

Instead of applying to lenders one by one, share your details once and we introduce you to suitable partners from our panel.

Free for borrowers

You never pay us a fee to use our matching service. We may be paid a commission by a lender if an introduction succeeds.

Transparent and impartial

We are an intermediary, not a lender. We are always clear about our role and never make credit decisions on a lender's behalf.

Your data is protected

We handle your information securely and in line with UK GDPR. We only share what is needed to match you with lenders.

A curated panel

We work with established third-party lenders, so you can explore options from providers that meet our onboarding standards.

No obligation

Comparing options and receiving introductions places you under no obligation to accept any loan offer you may receive.

FAQ

Frequently asked questions